These are tough times.
Nearly all of us are feeling the pinch of the recession, and have probably been affected by it in more ways than one. They tell you that we’re in recovery when the average person on the street is unable to believe this as things feel as though they are getting worse not recovering.
This particular present UK government had inherited the worst financial mess of any previous government handover and it was very deceitful of the prior government to have withheld from the public the fact that the cupboard was bare and that they were the ones who had emptied it!
What on earth were they doing?
A bunch of chimpanzees could do a better job..
Sometimes it seems as though the government is not doing enough about it and that they could be doing a lot more to help the country get out of recession. Local councils and government are out of control. They pay their own staff extortionate rates of pay, grant excessive leave periods and retire employees off early giving them huge, and probable unlawful in some cases, payoffs often rehiring them a month later as overpaid consultants. It is scandalous.
This wasted money could be used to create building programs on land that is council owned and allow for the creation of hundreds of apprenticeship and training schemes for young people. Conclude this with creating local council mortgage lending schemes and you can put young people in jobs saving to own their own affordable homes which are purchased with mortgages that are fair and easy to qualify for – fully secured on the properties they helped to build.
Local councils should be encouraged to fast-track planning approvals; identify brownfield land owned by the councils that could be sold or leased off quickly and create apprenticeship programmes for young people to learn trades. The councils are notorious wasters of public money so they should be forced to give loans to youngsters as an alternative to your traditional mortgage lender. The councils in themselves should become mortgagors and finance providers to persons who also work for them as tradespeople and those persons should be encouraged to buy the properties that they have had a hand in building in the first place.
What an opportunity. The council gets to create development plots, offer you a job as a tradesman or trainee and then set you to work on building sites where those houses will be eligible for you to own one day, whether by full or shared ownership with the council, plus you get to buy the house at a discount. What a marvellous idea for a young person who wants to get on the homes ladder and maybe also start a young family.
Spending taxpayers money like water and creating thousands of artificial jobs and work placement schemes to massage the unemployment figures is not the answer but it appears it is something that governments specialise in. In fairness to the present government they took hold of the reins where nobody else would have wanted to ride that horse, and thank goodness they did this when they did as the last government would have definitely bankrupted the UK and we would have ended up being as poor as Albania if the UK had carried on this reckless path.
I am a small business employer and I previously received a letter from Mr Cameron advising me that he was going to give me and every other SME business in the UK, a rebate of NIC Class 1 Employers Costs of 2 thousand pounds. This scheme remains and is now giving us back three thousand pounds of NI suffered. Personally, I think this is a great incentive, and not being particularly keen on his party based upon the damage one of his female predecessors did to this country, I found myself admiring this gesture and looking up to DC with respect and thanks.
If you are a boss and run a qualifying SME company, make sure that you’ve claimed this NIC rebate too. Here are the Employment Allowance details.
I reiterate, what is really needed in the UK is a boost to the housebuilding industry and it would help if there wasn’t so much indirect taxation attached to everything we do. The ultimate scenario would be to get the VAT rate down to 10pc from the extortionate 20pc rate it is at present.